Lending & Account Opening Re-Imagined
Deliver a Next Gen online account opening platform to existing or potential account holders. Personalize the application process based on dynamic responses and streamline digital account opening utilizing custom workflows. Enhance your lending experience for borrowers with instant cross-sell offers and instant approvals. When you pique their interest, guide your applicant on a journey from application all the way to real-time core onboarding in a matter of minutes!
Accelerate Loan Growth
INSTANT ACCOUNT
OPENING
Our cloud-based online account opening platform integrates seamlessly with your current LOS and core platform.
LENDING WITH
“NO CREDIT IMPACT”
Pre-qualify your borrowers for a loan in minutes. Aurora Launch lending platform comes with soft inquiry technology. Provide instant offers to your loan applicant with no credit impact.
PERSONALIZED
CROSS-SELL OFFERS
Our intelligent cross-sell engine enables you to present applicants with relevant loan offers during the Account Opening and Lending process.
Account Opening
Product Bundling
Choice to select one or multiple account types in one single application: Checking, Savings, Money Market, High Yield, Investment accounts, etc.
Instant ID Verification/KYC (Know Your Customer)
In session and Instant ID verification using image recognition technology, KYC, and Fraud detection. Multiple IDs supported: DL, State ID, and Passport.
In-session eSignatures
Reduce abandonment by securing eSignatures completed in-session. No more eSignatures via email.
Instant Account Funding
Allow account holders to deposit into their new account immediately. Supported electronic payment mechanisms include ACH, Debit Card, and Credit Card.
Real-Time Core On-boarding
Successful and approved loan applications will be on-boarded in real-time to the Aurora Advantage core solution. (Ask about additional core platforms).
Personalized Cross-Sell Offers
Cross-Sell to you account holders effectively with personalized and money-saving offers at the end of their Account Opening process.
Eligibility Rules
Flexibility to apply variety of eligibility rules, including Location, Work, Worship, Employer, County, Family, etc.
Lending
Soft Inquiry – “No Credit Impact”
Innovative lending experience allows your FI to deliver a highly marketable “No Credit Impact To Check Your Credit” capability to borrowers.
Instant Offers & Add-On Product Quotes
Real-time decisioning engine allows instant pre-qualified offers to be delivered to your borrowers in under 2 minutes. Bring real-time add-on product quotes to self service.
Fraud Detection
Optional state of the art Fraud Detection integrations are available. Synthetic Fraud, IDV techniques, Credit Questions, and more.
LOS Integrations
Our cloud-based platform seamlessly connects with your current LOS, and ensures your underwriting systems and core processes are not impacted.
Real-Time Core On-boarding
Successful and approved loan applications will be on-boarded in real-time to the Aurora Advantage core solution. (Ask about additional core platforms).
Personalized Cross-Sell Offers
Cross-Sell to account holders effectively with personalized and money-saving offers at the end of their lending process.
In-session eSignatures
Reduce abandonment by securing eSignatures.
Ready to demo Aurora Launch for your Online Account Opening and Lending Solution?
Let’s talk about profitable Account and Loan growth.
