30%
Accelerate
In Applications & Loan Growth
7.69%
Lowest APR Available
No Credit Impact
Lending & Account Opening Re-Imagined
Customer Outcome
Accelerate
Loan Growth
lift in applications with
improved look-to-book ratio
Key Features
Changing the world one
account at a time
cross-sell opportunities – all in one unified platform.
Instant Account Opening
A cloud-based solution that integrates flawlessly with your existing Loan Origination System (LOS) and core platform.
Lending with "No Credit Impact"
Utilize soft inquiry technology to pre-qualify borrowers in minutes. Provide instant loan offers without negatively affecting the applicant's credit score.
Personalized Cross-Sell Offers
Leverage an intelligent engine to present relevant, money-saving loan offers directly during the application process.
Account Opening Capabilities
A unified, real-time platform delivering fast onboarding, instant verification,
smart lending decisions, and personalized cross-sell opportunities.
Account Opening
Product Bundling
Allow users to open multiple account types such as Checking, Savings, Money Market, and more in a single application.
Instant ID Verification/KYC (Know Your Customer)
Utilize image recognition for instant in-session verification of Driver’s Licenses, State IDs, and Passports, ensuring robust fraud detection.
In-Session eSignatures
Capture signatures immediately within the session to reduce abandonment rates, eliminating the need for email follow-ups.
Instant Account Funding
Enable immediate deposits via ACH, Debit Card, or Credit Card.
Real-Time Core Onboarding
Automatically onboard approved applications directly to the Aurora Advantage core solution (inquire for other platform compatibility).
Eligibility Rules
Apply flexible criteria based on location, employment, or other custom eligibility factors.
Lending
Soft Inquiry Technology
Market a “No Credit Impact” check to attract more borrowers.
Instant Offers & Add-Ons
Deliver pre-qualified offers and real-time add-on product quotes in under two minutes using a real-time decisioning engine.
Advanced Fraud Detection
Integrate state-of-the-art tools to combat synthetic fraud and verify identities.
Seamless LOS Integration
Connect effortlessly with your current LOS without disrupting underwriting or core processes.
Real-Time Onboarding
Instantly onboard successful loan applications to the core system.
Effective Cross-Selling
Present personalized offers at the conclusion of the lending process to maximize value.
