Credit Union Core Software Solutions

Solutions Aurora Advantage Credit Union Solutions Suite Schedule a Demo Who We Are Unified Core Platform Built for Credit Unions Credit unions rely on trust and community but often struggle with outdated, fragmented systems that slow operations and limit growth. Aurora replaces that complexity with a unified ecosystem—core processing, digital banking, online account opening and lending, document imaging, and more—built to help credit unions scale efficiently. Its modern, scalable .NET‑based core, deployable in the cloud or on‑premise, strengthens security and supports long‑term growth. Empowering Your Front‑Line Team to Serve Faster Your team is equipped with tailored shortcuts to handle transactions, cross‑sell, and onboard new members in one streamlined workflow. Open API Ecosystem That Welcomes Innovation Credit unions gain the flexibility to choose the partners and tools they prefer, supported by an open API ecosystem that enables smooth integrations, real‑time data exchange, and ongoing innovation across internal and third‑party platforms. Real-Time Transactions Members expect instant availability with support for the Real‑Time Payments (RTP) network and FedNow. Schedule A Demo https://youtu.be/ISzhQM4tzSw Discover the Aurora AdvantageA better digital banking strategy is here – see how it works. Years 0 + Credit Unions 0 + Min Call support response time < 0 Core Platform Key Differentiators Comprehensive, configurable, and connected – built to adapt to your credit union’s operations. Customized Workflow Streamline member onboarding and lending with configurable workflows. Loan Collections Automate collections with real-time visibility. Relationship Pricing Deliver personalized member rates with cross-sell insights. Fully Integrated GL Consolidate AP, AR, and reporting in a single ledger. Risk-Based Lending Enable smarter, automated loan decisions through risk analytics. Open API Architecture Integrate seamlessly with Aurora modules and 3rd parties. PRODUCT SUITE Explore Aurora Advantage Backed by 35+ years in FinTech, Aurora Advantage is core‑agnostic andAPI‑first—powering modern digital banking experiences. Core Banking Digital Banking Integrations & Payments 360 Degree Member View Single-screen snapshot of all member relationships. User-Defined Custom Dashboard Personalize dashboard shortcut menus for each staff member based on their role and responsibilities. Custom Report Writer Build tailored reports based on any core data field with advanced analytics. ELinks Provide quick-access embedded shortcuts within core menus that link directly to third‑party sites and tools. Fully Integrated GL Easily input recurring transactions and routine entries while maintaining full visibility into your institution’s financial health. Photo ID/Signature Cards Scan photo ID’s and Signature Cards during account onboarding for easy research. Multi-Currency Support transactions and reporting across multiple currencies with automatic conversions. Relationship Pricing Pricing model that adjusts fees or rates based on the member’s overall relationship value across accounts and products. Custom Workflows for Accounts & Loans Establish custom workflows to serve as your “master checklist” when onboarding new accounts. Account Cross Sell & Relationship Pricing Account Cross Sell Revenue-generating solution to support direct sales initiatives at the member level Analyzes & identify cross-sell opportunities Accessible, accurate, and timely decision-support using business intelligence Enhance members’ benefits and service while strengthening relationships Relationship Pricing Provides insight to individual member relationships Member’s loyalty is automatically adjusted based on the criteria you select Create personalized offers Custom Workflows Create Custom Workflows based on: Risk based lending Automated loan decisioning Integrated real-time USPS address verification 
Aurora Digital In today’s fast-paced digital society, members demand electronic services at their fingertips. Customizable dashboard Schedule internal & external transfers or loan payments Bill Payment & P2P Real-time Alerts Internal messaging & chat integrations Website Hosting & Design Learn More Aurora Document Management Control and track every document across deposit and loan accounts. Streamline document work flow and reduces physical storage needs Simplify compliance and regulatory exam preparation Securely encrypt all documents and applies document retention policy Comprehensive reporting capabilities and automated report distribution Remove spreadsheets with automated tracking & notice generation. Learn More Aurora Launch Frictionless Account Opening and Lending, Start to Finish. Instant ID Verification/KYC In-session eSignatures Instant Account Funding Real-time Core On-boarding Personalized Cross-Sell Offers Learn More Mobile Banking CSPI’s Aurora Mobile app enhances your competitiveness by enabling your members with the 24/7 mobile first technology they desire. Secure, custom-branded mobile app with Multi-Factor Authentication (MFA) Schedule internal & external transfers, loan payments, bill payments & P2P Remote deposit capture Debit card management integration Internal messaging & chat integrations Learn More Voice Banking Members appreciate the speed, simplicity and anytime-access telephone banking offers for routine inquiries and transactions. Securely integrated with Aurora Digital & Mobile Banking Branded to CU Professionally recorded voices (English & Spanish) Account and history inquiry Interest information inquiry Learn More Aurora Connect Aurora Connect is a secure connection allowing communication directly to the core database, supporting an open-API architecture. Streamlines Member Loan Applications, Online Account Onboarding and Non-member Loan Applications Allows 3rd party vendors or the credit union to communicate real-time with core to pull member account information into their application Real-Time Payments Bring real-time payments directly into your core so members can access funds instantly—without traditional settlement delays. Deliver faster, more reliable transactions that improve financial flexibility and reinforce a modern, secure banking experience. Instant funds availability (no waiting) 24/7/365 real-time payment processing Faster, more reliable member transactions Improves member confidence and convenience Supports secure, modern payment experiences Debit Card Ordering & Management Debit Card Ordering and Management offers full service and in-house transaction processing backed by a comprehensive suite of tools: Digital payments Supports instant card issue Integrated with 14 card providers Card maintenance with select card providers (reduce dual entry) Shared Branch Issuer/Acquirer Enable your members to use a network of credit unions for personal service while bringing more transactions to your institution. Issuer enables your members to make transactions throughout a network of credit unions Acquirer allows your institution can handle teller-level transactions presented by members of other credit unions Integration / Payment Capabilities List Credit Card Imports & Payments Courtesy Pay Laser Form Integration – PDF Fillable AML & CECL File Extracts OFAC & Credit Bureau Reporting CUSTOMERS Trusted by Financial Institutions Backed by 35+ years in FinTech, Aurora Advantage is core‑agnostic and API‑first—powering modern digital banking experiences. Testimonials What Our Customers Say … Continue reading Credit Union Core Software Solutions